Test your ID Theft IQ

By Jim Wilmarth 

You might think identity theft can't happen to you, but all of us make minor mistakes that could potentially open the door to identity thieves. Answer the following questions to test your identity theft IQ, then total your score.

 

1. I use a cross-cut shredder to destroy all pre-approved credit offers, convenience checks, balance transfer checks and mail that includes personal information.
   Yes = 3 No = 0

2. I provide my Social Security number when asked, without inquiring why it is necessary or how the information will be protected. Yes = 0 No = 3

3. My Social Security number can be found in my wallet or on my driver's license or personal checks.
   Yes = 0 No = 3

4. I send and/or receive mail using an unlocked, unsecured mailbox.
   Yes = 0 No = 3

5. I only give out personal information in response to a telephone call or e-mail that I initiated and know to be legitimate.
   Yes = 3 No = 0

6. When sharing personal information, I am conscious of people who may be trying to eavesdrop or glimpse my information. Yes = 2 No = 0

7. I have ordered a copy of my credit reports during the past year.
   Yes = 2 No = 0

8. When using the Internet, I make sure my firewall and antivirus software is updated.
   Yes = 2 No = 0

9. I immediately delete e-mails and hang up on phone calls from people I don't know.
   Yes = 2 No = 0

10. I keep sensitive financial information and passwords in a locked or protected area of my home that can't be accessed by visitors.
    Yes = 2 No = 0
    

Scoring: 25-20: You're at the head of the class! 19-15: Consider brushing up on your ID theft prevention techniques. 14 or below: Visit www.BankofAmador.com/identitytheft for some free tutoring about how to protect your finances.

Jim Wilmarth is a Commercial Loan Officer at Bank of Amador with over 21 years of banking experience. For more information, contact Jim at (209) 223-7237 or jwilmarth@bankofamador.com.

COPYRIGHT 2009 AMADOR COUNTY CHAMBER OF COMMERCE